What is a finance service?

Finance services encompass a broad range of activities related to managing money. This includes banking, investing, insurance, lending, and financial planning.

What is personal finance?

Personal finance involves managing your own money, including budgeting, saving, investing, and planning for retirement. It also includes managing debt, credit, and understanding tax implications.

How can I improve my credit score?

To improve your credit score, pay your bills on time, reduce your debt, avoid opening too many new accounts at once, and regularly check your credit report for errors.

A mortgage is a loan used to purchase real estate, where the property itself serves as collateral. The borrower repays the loan over a set period, typically 15 to 30 years.

What is the difference between secured and unsecured loans?

Secured loans are backed by collateral (e.g., a car or house), which the lender can seize if you default. Unsecured loans do not require collateral but usually have higher interest rates due to the increased risk to the lender.

What is a financial plan?

A financial plan is a comprehensive evaluation of an individual's current and future financial state, using known variables to predict future cash flows, asset values, and withdrawal plans. It often includes budgeting, savings, investments, insurance, and retirement planning.

How do I find a good financial advisor?

Look for a financial advisor with relevant credentials (e.g., CFP, CFA), a fiduciary duty to act in your best interest, positive client reviews, and a clear fee structure. Interview multiple advisors to find one that fits your needs and goals.

Hulas, Author at Hulas Finserv

EMI Payment

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Connect with Hulas

Grievance Handling Officer

Mr. Avinash Khadka

01-5971895, 9801987875

avinash.khadka@hulasfinserv.com

01-5970759

10am - 6pm
(Sun - Fri)

hfl@hulasfinserv.com

Namaste, I'm Rita.
May I know your name?

Hey ,
I will need your birthdate

Are you a Nepali citizen with Nepali citizenship?

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Do you have a regular cash flow?

Yes No

Can you afford monthly installments?

Yes No

Can you provide us a personal guarantor?

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Yay well done!
You passed our eligibility check

What next? Go apply for the loan.

* These are the basic amenities for your eligibility check, the final eligibility will be based on the documents you provide.

Ohh oh
You should be between 18 to 65 yrs old and must have a property for collateral

But it's not end of the world. So what next? Talk to our support team for further details.

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Make Year*

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Terms and Conditions

By proceeding to the next section, you agree to our terms and conditions. Please read them carefully.

Borrower age should be minimum of 18 years & maximum of 65 years at the time of loan maturity.
Loan can only be granted to the Nepali citizen.
Personal guarantor is mandatory and a family member of the borrower shall be obtained as a personal guarantor. However, the third-party guarantor is also acceptable.
Borrower should have regular income & can only be considered with income proof documents.
Financed Product itself remains as security of the loan.
Repayment on Equate monthly installment (EMI) basis.

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Keeping it
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